Welcome!
Habitat for Humanity of South Central
Minnesota is a non-profit, Christian housing ministry
dedicated to building simple, decent and affordable housing
with and for families in need. The South Central Affiliate
is one of the 2,100 Habitat affiliates in 92 countries and
consists of three chapters in Mankato, St. Peter, and Le
Sueur, Minnesota.
Mankato Chapter
| St. Peter Chapter
Le Sueur Chapter
St. Peter Chapter
Established in 1993, the St.
Peter Chapter has completed 16 houses in St. Peter and 1 in
Kasota, helping 17 families move from rental housing or
mobile homes into simple and decent houses. Currently, one
house is under construction by the St. Peter High School
Building Trades class during the 2007-2008 school year.
Houses and Financing
Habitat for Humanity houses are built by volunteers
working in partnership with low-income families. Each
family puts in 500 hours of work on their own home, on
other houses, and on fundraising activities. When the house
is completed, the family purchases it with a standard 15 to
30 year mortgage from Habitat. No interest is charged on
the mortgage, making the house affordable to people who do
not qualify for standard bank mortgages.
Financing comes from individual, church, and business
donations. Material and labor donations are welcomed as
much as financial donations. Additionally, Habitat
reinvests the monthly mortgage payments from homeowners in
new Habitat houses.